Smallholding insurance

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Smallholding insurance

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wellington womble

Joined: 08 Nov 2004
Posts: 15051
Location: East Midlands

Posted: Thu Jul 14, 16 1:34 pm Post subject: Smallholding insurance

Dull, dull, dull. But necessary.

Who has insurance? What does it cover and where did you get it? The stuff out there in sheds and garages exceeds the £3k that my contents instance will cover and they can't increase it. They also won't cover my solar panels. They're not on the roof and so can't be covered by buildings insurance. I'm talking mainly about kit, but there will be some animals soon too.

sean
Downsizer Moderator

Joined: 28 Oct 2004
Posts: 42219
Location: North Devon

Posted: Thu Jul 14, 16 1:35 pm Post subject:
I'd have thought that NFU Mutual would be the people to ask.

NorthernMonkeyGirl

Joined: 10 Apr 2011
Posts: 4628
Location: Peeping over your shoulder

Posted: Thu Jul 14, 16 1:47 pm Post subject:
The one person I talked with about that kind of insurance was with the NFU. The general impression I get is that they're pricey but worth having on your side.

Nick

Joined: 02 Nov 2004
Posts: 34535
Location: Hereford

Posted: Thu Jul 14, 16 2:18 pm Post subject:
Nfu. Although, Allianz were outstanding with our stuff in the fire. They allowed us about £8k in the outbuilding as they were happy it was a workshop and a garage and a shed. Even though it was one building. And then they allowed us full claim for freezers and cycles. Non car vehicles were specifically excluded tho.

alison
Downsizer Moderator

Joined: 29 Oct 2004
Posts: 12918
Location: North Devon

Posted: Sat Jul 16, 16 6:15 pm Post subject:
NFU here too.

wellington womble

Joined: 08 Nov 2004
Posts: 15051
Location: East Midlands

Posted: Sun Jul 17, 16 8:33 am Post subject:
Thanks guys. Is it vastly expensive? It's not a huge amount of extended cover. Perhaps 15k in total.

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